Our borrowers get cleaner pricing because Official Mortgage does not charge broker fees, origination fees, or junk fees. Complete this quick pre‑rate check and access your real APR instantly.
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All Jumbo, 2026 Conforming Limit, and DSCR borrowers receive a free credit report and free property valuation with Official Mortgage.
No SSN required to start. No hard credit pull to compare pricing.
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Click the button below to access the Official Marketplace rates.
Retail loan quotes include points, credits, and lender/broker fees.
Official Mortgage is paid directly by the lender, so your loan estimate does not include:
✓ Broker fees
✓ Origination fees
✓ Lender junk charges
This makes your APR more accurate, often lower than retail.
Click the button below to access the Official Marketplace rates.